Supplemental Security Income (SSI) is a critical source of income for millions of Americans, and in April 2025, eligible recipients will receive a financial increase of up to $967. This increase, which is being driven by a 2.5% Cost-of-Living Adjustment (COLA), is intended to assist seniors, individuals with disabilities, and other low-income beneficiaries in managing their increasing expenses. This guide will assist you in comprehending the updated payment amount, eligibility criteria, key dates, and how to ensure that you receive the support you are entitled to from the Social Security Administration (SSA), whether you are receiving SSI yourself or assisting a loved one.
Extra $967 Monthly Income in 2025
​Supplemental Security Income (SSI) provides monthly financial assistance to eligible individuals and couples with limited income and resources. In 2025, the maximum federal SSI payment amounts are $967 per month for an individual and $1,450 per month for a couple. ​Social Security. To qualify, applicants must be aged 65 or older, blind, or disabled, and have limited income and resources not exceeding $2,000 for individuals or $3,000 for couples. ​ Applications can be submitted online via SSA.gov, by phone, or at a local Social Security Administration (SSA) office. Payments are issued monthly through direct deposit or paper checks.
| Aspect | Details |
|---|---|
| Monthly Payment | Individuals may receive up to $967; couples may receive up to $1,450. |
| Eligibility Criteria | Aged 65 or older, blind, or disabled, with limited income and resources. |
| Income Limits | Individuals earning below federally established limits; certain exclusions apply. |
| Resource Restrictions | $2,000 for individuals and $3,000 for couples (excluding primary residence and vehicle). |
| Application Procedure | Apply online at SSA.gov, by phone, or at a local Social Security Administration (SSA) office. |
| Payment Schedule | Monthly payments issued via direct deposit or paper checks. |
2025 SSI Payment Increase: What Beneficiaries Need to Know
Supplemental Security Income (SSI) is a federal program providing monthly financial assistance to individuals who are blind, disabled, or aged 65 and older with limited income and resources. Unlike Social Security benefits, which are based on prior work and contributions, SSI is need-based and funded by general tax revenues, allowing individuals who have not worked or paid Social Security taxes to qualify.​
Beginning December 31, 2024, SSI recipients will see a 2.5% Cost-of-Living Adjustment (COLA), increasing the maximum federal SSI benefit to $967 for individuals and $1,450 for couples. This adjustment aims to help beneficiaries keep pace with inflation and maintain their purchasing power
Who Qualifies for the $967 SSI Payment in 2025?
​To be eligible for the 2025 Supplemental Security Income (SSI) payment of up to $967 per month, applicants must meet the following criteria:​
- Age or Disability: Be aged 65 or older, blind, or have a qualifying disability.​
- Income Limits: Have limited income from sources such as wages, Social Security benefits, pensions, or financial assistance from others.​
- Resource Limits: Possess resources below $2,000 for individuals or $3,000 for couples, including assets like bank accounts, stocks, bonds, and property (excluding the primary residence and one vehicle).​
- Citizenship: Be a U.S. citizen or a qualified non-citizen meeting specific criteria.​
- Living Arrangements: Residing in certain public institutions or receiving free shelter may affect payment amounts.​
For detailed information, visit the Social Security Administration’s SSI Eligibility page.
Step-by-Step Guide to Applying for the $967 Monthly SSI Payment in 2025
​To apply for Supplemental Security Income (SSI), begin by gathering necessary documents such as proof of age, Social Security number, income records, medical documentation (if applying due to disability), and proof of residence. Next, choose your preferred application method: apply online at SSA.gov, call 1-800-772-1213 to schedule an appointment, or visit your local Social Security office. After submitting your application, ensure all information is accurate to avoid delays, and monitor your application’s progress through the SSA website or by contacting the SSA directly.
- Prepare Your Documents:
Collect important paperwork such as your birth certificate or ID for age, your Social Security Number (SSN), income records like pay stubs or bank statements, and any medical records if you’re applying due to a disability. Proof of where you live (like utility bills or a lease) is also required.
- Choose How to Apply:
You can submit your application online at SSA.gov, call 1-800-772-1213 for help by phone, or go in person to your nearest Social Security office.
- Submit the Application:
Fill out the application form carefully and completely to avoid delays. Double-check all details before submission.
- Track Your Status:
After applying, you can monitor your application’s progress online at SSA.gov or by calling the SSA directly.
What Is the 2025 SSI Payment Amount?
​Supplemental Security Income (SSI) is a need-based federal assistance program funded through general tax revenues, providing monthly support to individuals who are 65 or older, blind, or disabled, and have limited income and resources. As of 2025, the maximum monthly SSI payments are $967 for an eligible individual, $1,450 for an eligible couple, and $484 for an essential person.
2025 Maximum SSI Payment Rates
| Beneficiary Type | Monthly Payment (2025) |
|---|---|
| Individual | $967 |
| Eligible Couple | $1,450 |
| Essential Person | $484 |
When Will SSI Payments Be Made in 2025?
​Supplemental Security Income (SSI) payments are typically issued on the 1st of each month. If the 1st falls on a weekend or federal holiday, payments are sent on the preceding business day. For April 2025, since the 1st is a Tuesday, payments will be made on that day. Beneficiaries can receive their payments through direct deposit to their bank account, loading onto a Direct Express debit card, or via a paper check mailed to their address.
| Payment Method | Delivery Method |
|---|---|
| Direct Deposit | Sent to your bank account |
| Direct Express Card | Deposited to SSA’s debit card |
| Paper Check | Mailed to your address |
Frequently Asked Questions
What is SSI and Who Can Get $967 Monthly in 2025?
SSI provides up to $967/month for individuals and $1,450 for couples in 2025. To qualify, you must be 65+, blind, or disabled with limited income and resources (under $2,000 for individuals, $3,000 for couples). Apply via SSA.gov, phone, or local SSA office. Payments are sent monthly by direct deposit or check.
How Do I Apply for Supplemental Security Income (SSI)?
To apply for SSI, start by gathering key documents such as proof of age, Social Security number, income details, medical records (if applying due to disability), and proof of residence. You can then apply online at SSA.gov, call 1-800-772-1213 to schedule an appointment, or visit your local Social Security office. After submitting your application, review all information carefully to avoid delays and track your application status through the SSA website or by contacting them directly.
What Are the Maximum SSI Payment Rates for 2025?
In 2025, the maximum SSI payment is $967 for an individual, $1,450 for an eligible couple, and $484 for an essential person.
What Are the SSI Payment and Delivery Methods?
SSI payments can be received through direct deposit to your bank account, Direct Express debit card issued by the SSA, or by paper check mailed to your address.
